Regardless of how many members or SEGs you have, Symbionce is the Home Loan Solution you’ve been waiting for! In a field populated by many different business perspectives, we stand alone in our commitment to the Credit Union philosophy of People Helping People. Unlike many other home loan providers, we recognize that our relationship with you and your members is paramount to our continued success.

Our business model is built on a foundation that embraces a come one come all approach in order to forge long term mutually beneficial partnerships with the credit unions we serve. Some of the many benefits we offer our family of Credit Unions include unparalleled access to the latest and best real estate lending operating systems available! Also, all portfolio loan servicing reporting can be customized to your own specifications and interface with your current accounting systems and 5300 reports.


  • We do not charge you any technology or other loan production volume related fees. In fact we do not require any loan volume quotas from your credit union at all!
  • There are no charges for non-approved denied or withdrawn mortgage loans.
  • Whether you chose to sell or hold your mortgage loans your credit union can earn non-interest fee income.
  • Your members will also find their closing costs lower with a home loan supported by Symbionce because we have no application fee or “junk” fees that are charged at closing. Symbionce never charges your members any non-third party fees!

Our team of real estate lending professionals has extensive background in member service as well as exceptional direct credit union lending experience specific to the products, services and specialized home loan solutions we offer. We have the experience, expertise, and technology to serve your members as effectively as you do!


“Working Together To Benefit All” 
NMLS Institution # 282484